Auto Insurance

from Rio Grande Insurance Services

Auto Insurance

You rely on your car to get you where you need to go, but can you rely on your auto insurance policy to protect you from the financial consequences of getting in an accident?

At Rio Grande Insurance Services, we can help craft an auto insurance policy based on you and your family’s needs. Our independent agents shop from a wide selection of the top insurance companies in the country, ultimately providing you with the right amount of coverage at a great price.

Car Insurance Requirements Vary By State

Each state sets its own laws regarding the minimum auto insurance guidelines, and sometimes the terminology can get confusing. That’s why we take the time to help you understand the insurance laws for your area, as well as the unique deals and discounts available to you.

Depending on where you live, you’ll be required to carry a minimum:

  • Liability Coverage: pays medical bills and repair costs for other people involved in an accident where you’re at fault, up to the limit outlined in your policy.
  • No-fault Coverage: Pays for damages and medical bills for you and your passengers, regardless of who is at fault, up to the limit outlined in your policy.
  • A combination of liability and no-fault coverage.

Coverage beyond the Basics

If you’re still paying off your car, your bank or financial institution may require you to carry comprehensive coverage. Our experienced agents can help you get the correct amount of coverage to satisfy your lender.

While the law requires you to carry a minimum level of car insurance, the most basic policy won’t provide coverage for many types of incidents, including storm damage or an accident with an uninsured motorist.

Additional coverage options include:

  • Uninsured Motorist Coverage
  • Underinsured Motorist Coverage
  • Medical Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Towing Coverage
  • Rental Reimbursement
  • Much More!

Contact Us for a Free Auto Insurance Quote!

As an independent agency, Rio Grande Insurance Services can do the car insurance shopping for you! Our expertise and industry connections allow us to find you the best coverage at a price you can afford.

You can talk to an independent agent at one our offices all over the American southwest, including:

New Mexico: Santa Fe, Albuquerque, Espanola, Taos, Los Lunas, Los Cruces, Alamogordo

Arizona:Phoenix, Sccottsdale, Chandler

California: Southern California, Sacramento

Utah: Sandy

Colorado: Parker

It’s quick and easy to get a free Full Auto Insurance Quote online!